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Pecunix Tutorial -- Spend to Someone Without a Pecunix Account page 1 2 3 4 5 6 7 8 9 10 11 < > 9. You can make a spend to a person even if they do not yet have a Pecunix account! Simply put in their email address and make the payment like normal. Now on the "Summary" screen, you will have a section called "Current Payments Pending". The recipient will receive an email that informs them of the money you paid them and gives them a link to click on. They will need to click the link and follow the instructions to set up a Pecunix account. Next page